TERMS OF SERVICE

Last Updated: December 19, 2025

These Terms of Service ("Terms") govern your access to and use of the websites, mobile applications, and other online products and services (collectively, the "Services") provided by Enrich Tech, LLC ("Company," "we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services. We may modify these Terms at any time. If we do so, we will post the modified Terms on this page and indicate the date of the most recent change above. Your continued use of the Services after any modification constitutes your acceptance of the new Terms.

ELIGIBILITY

You must be at least 13 years of age (or such other minimum age as is applicable in your jurisdiction) to use the Services. By using the Services, you represent and warrant that you meet the eligibility requirements. If you are using the Services on behalf of an organization or entity, you represent and warrant that you are authorized to accept these Terms on that organization's or entity's behalf and bind them to these Terms. If you do not meet the eligibility requirements or are not authorized to accept these Terms, you may not use the Services.

ACCOUNT REGISTRATION

To access certain features of the Services, you may be required to register for an account. When you register for an account, you agree to provide accurate, current, and complete information about yourself and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate your account if any information provided during the registration process or thereafter proves to be inaccurate, false, or misleading, or if you violate these Terms.

SUBSCRIPTIONS AND PAYMENTS

Certain features of the Services may require a paid subscription. By subscribing to such features, you agree to pay the applicable fees as described in the Services. Subscription fees are billed in advance on a recurring basis (weekly, monthly, or annually, as applicable) and are non-refundable except as expressly set forth herein or as required by applicable law. Subscriptions will automatically renew at the end of each subscription period unless you cancel your subscription before the renewal date. You may cancel your subscription at any time through your account settings or by contacting us at support@chatolic.ai. If you cancel, you will continue to have access to the paid features until the end of your current subscription period. We reserve the right to change our subscription fees at any time upon reasonable notice to you. Payments are processed through third-party payment processors, including Apple App Store, Google Play Store, and Stripe. We do not store your complete payment card information on our servers.

USER CONTENT

The Services may allow you to submit, post, or otherwise make available content, including but not limited to text, prayers, reflections, messages, and other materials ("User Content"). You retain ownership of your User Content, but by submitting User Content to the Services, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content in connection with operating and providing the Services. You represent and warrant that you own or have the necessary rights to submit User Content and that your User Content does not violate the rights of any third party or any applicable law.

PROHIBITED CONDUCT

You agree not to: (a) use the Services for any unlawful purpose or in violation of any applicable law or regulation; (b) use the Services to transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable; (c) use the Services to impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) interfere with or disrupt the Services or servers or networks connected to the Services; (e) attempt to gain unauthorized access to any portion of the Services or any other systems or networks connected to the Services; (f) use any robot, spider, scraper, or other automated means to access the Services for any purpose without our express written permission; (g) reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code of the Services; (h) modify, adapt, translate, or create derivative works based upon the Services; (i) remove, obscure, or alter any proprietary notices on the Services; (j) use the Services in any manner that could damage, disable, overburden, or impair the Services; or (k) collect or harvest any personally identifiable information from the Services.

AI SERVICES DISCLAIMER

The Services include AI-powered features that provide spiritual guidance, prayer assistance, and faith-based conversations based on Catholic teaching. You acknowledge and agree that: (a) AI-generated responses are provided for informational and spiritual support purposes only and are not a substitute for the Sacraments, pastoral care from a priest or qualified spiritual director, or professional medical, psychological, or legal advice; (b) we do not guarantee the accuracy, completeness, or reliability of AI-generated content; (c) you should exercise your own judgment and discernment when considering AI-generated responses; (d) for serious spiritual matters, you should consult with a priest or qualified spiritual director; and (e) for medical, psychological, or legal concerns, you should consult with qualified professionals.

INTELLECTUAL PROPERTY

The Services and their contents, including but not limited to text, graphics, images, logos, button icons, software, audio clips, and video clips, are the property of the Company or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, display, perform, or otherwise use any of the content or materials on the Services without our prior written consent, except as expressly permitted by these Terms. The Company name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You may not use such marks without our prior written permission.

THIRD-PARTY CONTENT AND SERVICES

The Services may contain links to third-party websites, services, or content that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites, services, or content. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites, services, or content. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites, services, or content that you visit or use.

DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THE SERVICES OR THE SERVERS THAT MAKE THE SERVICES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES WILL MEET YOUR REQUIREMENTS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; (C) ANY CONTENT OBTAINED FROM THE SERVICES; AND (D) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS ($100) OR THE AMOUNT YOU PAID US, IF ANY, IN THE PAST TWELVE MONTHS FOR THE SERVICES GIVING RISE TO THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, agents, suppliers, and licensors from and against any claims, damages, obligations, losses, liabilities, costs, or expenses (including but not limited to attorney's fees) arising from: (a) your use of and access to the Services; (b) your violation of these Terms; (c) your violation of any third-party right, including without limitation any copyright, property, or privacy right; or (d) any claim that your User Content caused damage to a third party. This indemnification obligation will survive the termination of these Terms and your use of the Services.

TERMINATION

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability. You may terminate your account at any time by contacting us at support@chatolic.ai or through your account settings.

GOVERNING LAW AND DISPUTE RESOLUTION

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in San Francisco County, California, and you consent to the personal jurisdiction of such courts. TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS. TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

GENERAL PROVISIONS

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and the Company concerning the Services. If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms at any time without notice. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

CONTACT US

If you have any questions about these Terms, please contact us at: Enrich Tech, LLC, 1401 21ST ST, STE R, Sacramento, CA 95811, United States. Email: legal@chatolic.ai. For general inquiries: support@chatolic.ai.

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